Stories by Zafar Masud
As mobile banking grows, so does the attack surface.
Published 26 Sep, 2026 05:57am
The entrenchment of structural reforms remains the name of the game.
Updated 21 Aug, 2026 08:30am
Rising poverty estimates amid almost continuous headline growth are not a paradox; they are the measurement gap made visible.
Updated 29 Jul, 2026 07:52am
No rupee in Pakistan truly compounds. We accumulate without amplifying.
Updated 08 Jul, 2026 08:30am
Fix the structural levers, and the currency becomes a supporting instrument.
Updated 01 Jul, 2026 07:49am
Pakistan’s research output remains trapped on paper.
Published 12 Jun, 2026 05:06am
The very conditions that would make an SME bankable are those that it cannot afford to meet — precisely because it is not bankable.
Updated 23 May, 2026 08:20am
The opportunity we have now is to institutionalise the stabilisation.
Updated 30 Apr, 2026 09:41am
Pakistan faces a substantial economy housing shortfall, estimated at 10m units, with an annual addition of around 350,000 units.
Updated 25 Mar, 2026 10:05am
To see the PSIB as merely a financial instrument would be to miss its broader significance.
Published 26 Jan, 2026 06:17am
Banks can only lend where risk can be assessed and mitigated.
Published 25 Mar, 2025 08:13am
Achieving trade competitiveness starts with striking a balance between promoting exports and protecting domestic interests.
Published 09 Aug, 2024 11:59am
Achieving competitiveness starts with striking balance between exports and domestic interests.
Updated 09 Aug, 2024 11:26am
Global resources are becoming increasingly scarce and their deployment in terms of the best socioeconomic returns is a must.
Published 27 Jun, 2024 08:50am
Out-of-the-box solutions provide hope amidst the myriad challenges faced by the farm sector.
Updated 17 May, 2024 09:18am
The dilemma is that our public debt is rising and so is private wealth, which is concentrated in a few hands.
Updated 10 Feb, 2024 10:26am
Markets must be allowed to make money but without customer exploitation.
Updated 06 Jan, 2024 09:33am
By fixating on macroeconomic issues, policymakers often lose sight of the microeconomic challenges, which are more impactful at the individual level
Published 04 Dec, 2023 07:19am
As the global economy graduates towards digital payments, Pakistan is moving in the opposite direction with rising demand for cash.
Updated 05 Oct, 2023 08:39am
AI should be expanded beyond marketing to include compliance, control, credit, and other crucial domains
Published 11 Sep, 2023 07:02am
