Creating crypto’s guardrails domestically Controlling access to a global digital financial network is considerably more difficult than regulating local institutions. Published 28 Sep, 2026 06:29am
Regulating nano lending rationally Pakistan needs a pathway from expensive, high-risk first borrowing towards cheaper mainstream finance Updated 21 Sep, 2026 08:19am
A road map for savings There is a major opportunity to bring trillions of rupees in circulation into one of the many asset classes provided that access Published 28 Apr, 2025 06:31am
Making crypto safe for the masses The SBP should, in its own sandbox, pilot at least one exchange with one or more authorised dealers. Published 21 Apr, 2025 05:26am
Nano loans — financial inclusion or debt trap? Critics argue that 5pc interest rate charged weekly by NBFIs on nano loans exploits the poor. Published 14 Apr, 2025 05:27am
Digital Banks — opportunities and challenges The key challenge for these nascent banks will be patient capital and the staying power of their owners Published 07 Apr, 2025 06:12am
Finding inspiration We still have individuals and organisations investing in Pakistan’s future. Published 13 Nov, 2024 07:57am
Striving in uncertainty Pakistan needs to field its young in the global grounds of innovation. Published 29 Feb, 2024 08:06am
Nano loans — good or evil? One of the global criticism about nano loans is the effective interest rate. Published 07 Aug, 2023 08:42am
Digital banks: force multipliers? Time will tell if the licenses issued by the central bank will succeed like their microfinance licenses or never take off. Published 31 Jul, 2023 11:29am
The case for cloud computing A world-class tier cloud service will have a far superior cyber security and recovery plan than a bank would typically have. Updated 24 Jul, 2023 08:30am
Exporting talent The space for freedom is shrinking with every passing day. Updated 30 Dec, 2022 09:05am
ECONOMY: PAKISTAN’S STORY OF DEBT The trajectory of Pakistan’s economy can't be explained without delving into debt it has accumulated over the last 75 years. Published 18 Dec, 2022 04:40am
CHEATING THE SYSTEM Cheating in board examinations is rampant across Pakistan and it is not just limited among students. A unique social support... Published 28 Aug, 2022 04:25am
THE FALSE PROMISE OF ONE UNIT Why was the One Unit conceived and implemented, and what relevance does it hold in today’s politics? Updated 04 Jul, 2022 12:13pm
Agri-tech — through the farmers’ lens The use of drone tech to measure crop yields, spray pesticides, and monitor damage is yet to be scaled though it only costs Rs600 Published 02 May, 2022 06:46am
The rush for digital banking licenses Market information indicates that there are more than 40 local and international applicants vying for the five licenses. Updated 21 Mar, 2022 10:35am
Innovating for a new future A direct investment, through Pakistan’s digital currency... Published 21 Jun, 2021 07:02am
Banks or fund managers? Bank CEOs must tell their boards about structural imbalances that exist in the banking industry Published 31 May, 2021 07:02am
