E-Paper | October 01, 2026

Stories by Ammar H Khan

The author is an assistant professor of practice at the School of Business Studies, IBA, Karachi. He has previously worked at several financial institutions in Pakistan, both in commercial banking and capital markets.

Ammar H Khan
WHY CASH REFUSES TO DIE IN PAKISTAN

WHY CASH REFUSES TO DIE IN PAKISTAN

Pakistan’s digital payments revolution is real, but so is the country’s stubborn dependence on cash. As money increasingly enters
Updated 17 Aug, 2026 03:07pm
Financing consumption through SMEs

Financing consumption through SMEs

Nothing in the current design distinguishes a rupee of credit reaching an exporter’s supplier from a rupee reaching a neighbourhood retailer.
Published 13 Jul, 2026 06:58am
THE ECONOMICS OF PAKISTAN’S EIDUL AZHA

THE ECONOMICS OF PAKISTAN’S EIDUL AZHA

Every Eidul Azha, millions of Pakistanis participate in a decentralised economic event larger than half the federal development budget.
Updated 25 May, 2026 04:48pm
A gas sector gaslighting itself

A gas sector gaslighting itself

Pakistan is effectively using a dollar-priced fuel to heat water in subsidised urban homes, while business that can pay a fair price buy cylinders, and poorer households outside the network rely on firewood.
Published 04 May, 2026 06:58am
The bike that could save billions

The bike that could save billions

With battery swap stations, every electric bike charged converts an idle capacity payment from a fiscal liability into productive revenue.
Updated 20 Apr, 2026 09:58am
FINDING A FUEL WE CAN AFFORD

FINDING A FUEL WE CAN AFFORD

The numbers tell us that a cheaper, cleaner future is within reach, if the state chooses to act before the next hit.
Updated 16 Apr, 2026 01:13pm
The case of structural energy security

The case of structural energy security

An increase in indigenous generation and energy independence have cushioned the crisis and made it more of a policy problem.
Updated 16 Mar, 2026 10:27am
Debt loops and baby bonds

Debt loops and baby bonds

A financial account at birth could not only keep children from poverty, but also lead to the emergence of a domestic long-duration investor base.
Updated 02 Mar, 2026 08:09am
CONTAINING THE PRICE SPIKE OF RAMAZAN

CONTAINING THE PRICE SPIKE OF RAMAZAN

After death and taxes, the biggest certainty in Pakistan is the annual spike in the price of basic commodities, especially fruits.
Published 01 Mar, 2026 07:51am
How to hunt a duck curve

How to hunt a duck curve

Changing the tariff structure could allow an equilibrium price that mimics the actual demand-supply situation rather than one.
Updated 24 Nov, 2025 08:11am
Tax less for capital growth

Tax less for capital growth

An investment in lieu of taxes programme through a five percentage point reduction in corporate and salary taxes could create investment stimulus.
Updated 20 Oct, 2025 07:31am
WHY ARE MULTINATIONALS EXITING PAKISTAN?

WHY ARE MULTINATIONALS EXITING PAKISTAN?

Is this the global economic environment at play or does this reflect deep fractures in the country’s economic and regulatory framework?
Updated 19 Oct, 2025 10:39am
Exporting surplus power as AI compute

Exporting surplus power as AI compute

The core hard elements for executing a successful compute export strategy are in place, further augmented by an effective foreign policy.
Published 29 Sep, 2025 06:05am